Life Is Fast, Banks Are Not

We have done everything as well as we could have so far in this relocation, but the one thing that you can’t escape are banks.

We had EVERYTHING setup and ready to go well before our boots were on the ground, but paying rent, moving money and applying for a US credit card have been glacial endeavours.

We went with a very solid Cross Border Banking program through TD and the customer service has been awesome, but everything is taking its’ sweet time to complete.  We’ve got our last few (large) bills in Canada to pay as well as our mortgage payment etc., but getting money across borders and institutions has been a frustrating process.

For any of you relocating as well, make sure you have enough buffer funds back in Canada to account for the month long credit application process south of the border (though TD is using our canuck credit rating for it – which is pretty cool), the 5 business day EFT holds and the “Pending” status on your money that just seems to take longer than it should, given that everything is electronic.  1 or 0 – it’s on or off I tell ya!

While I was googling ways to make it faster, I stumbled upon these gems of wisdom from a fellow expat in the US.

Some sage advice, split into 3 sections.  Visas, Customs and Banking. An invaluable read.

On a completely unrelated topic, my parents returned to Canuckistan this morning.  They had been with us for a week and helped out with the kids a metric tonne!  It was a bit tight in our 1100 square foot apartment  for 6 people and a dog, but it was all good in the end.  My dad and I were able to score tickets to a a rangers game last Friday and it was pretty sweet!



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